The demand for cosmetic surgeries has increased over the years, for reasons such as developments in technology in the related fields and the availability of these procedures to the general public. Subsequently, people now want to rectify their appearance with the help of cosmetic surgeries and acquire the looks they desire. Cosmetic loans aim is to assist patients with financing their procedures, surgical and non-surgical, that they may not be able to afford otherwise. These procedures range from dental treatments to hair transplants, breast augmentations and the more complex procedures like reconstructive surgery. While we do not promote the idea of having such procedures, we are here to assist those who are not able to commit financially.
At Cosmetic Loans, we can offer loans starting at £2,000 up to £100,000 which can be spread out over the duration of 2 to 5 years with zero deposit required on all loans. In order to assist the whole of the market in finding finance, we work with a panel of varied lenders who are able to cater to all circumstances, even those with a less than perfect credit history. Rates start from 3% and are subject to the applicant’s circumstances.
The process is very quick and simple. Applicants can apply online or directly over the phone, applicants will then be contacted by our lender who will provide them with the best rates and terms available. You will often receive approval on the same day. Once applicants have been approved and are happy with the rates available to them, they will receive funding directly. The whole process can take anywhere from a few days to a few weeks, dependent on the loan type and the efficiency in providing information. This can then be used at the clinic of their choice with the surgeon they have selected to perform their procedure. It is always important to engage in in-depth research on these procedures and think very carefully before committing to any type of surgery, due to risks involved. More extensive surgeries, such as reconstructive, are not always covered by insurance companies. As these types of surgeries are often life changing, we welcome the opportunity to support applicants needing assistance with financing these costly procedures.
Not everyone will qualify for finance options currently available. We often find that some patients are unable to afford the repayments on other finance plans available, or don’t have a high enough credit score to qualify, as such we may still be able to help them finance their procedure on a more affordable repayment. We aim to provide an efficient and thorough service to applicants, supporting them every step of the way, so they can then go forward with their procedure without having to worry about raising their own funds, hidden costs and high monthly payments. As the rates are based on personal circumstances we are able to cater to each individual applicant. It is also beneficial to know that applying through us does not affect your credit rating and will leave no credit footprint.
Any queries are welcomed by us. So, if you are simply applying as an enquiry or to see what is available to you, you are under no obligation to commit to the finance. Having surgery is a big commitment and we in no way wish to pressure anyone into going under the knife. By applying through Cosmetic Loans, you are not committed to a single clinic, surgeon or hospital. Applicants are able to use their finance with whichever surgeon they wish but we do stress that this be someone who is highly recommended and after significant research.
To begin your Cosmetic Loans application, simply apply online or call direct and one of the team will be in contact to assist you with your application.